Do mortgage brokers earn more employed or self-employed in the UK?
Published on: 23/01/2026
Do mortgage brokers earn more employed or self-employed in the UK? Compare income, risk, and earnings at each career stage.
Ash Borland blog

Do mortgage brokers earn more employed or self-employed in the UK? Compare income, risk, and earnings at each career stage.

A clear breakdown of what affects a mortgage broker’s year one earnings, from employment model and leads to commission, support, and case types.

UK trainee mortgage broker earnings explained: salaries, commission, self-employed routes, realistic first-year pay, and how income grows later.

How mortgage broker commission really works in the UK, why payments are delayed, and how new mortgage brokers should manage pipeline, cash flow, and expectations.